IG Markets share trading is the first app in Singapore to pay 3% annual interest on your shares and ETFs on top of potential capital gains and dividends. Get monthly interest payouts of 3% p.a. (subject to change by IG) with just one trade a month, no lock-ins. This promotion is applicable to share trading accounts on IG Markets only.

Start with one trade a month: make one trade a month on eligible shares and ETFs. Any shares or ETFs you own will earn 3% p.a. (subject to change by IG) on up to S$50,000 in shareholdings. Cash balances and transfer-in shares are excluded.

Automatic interest — no extra steps: Interest is calculated daily at a fixed 3% p.a. Holdings are valued daily at 20:00 SGT and automatically converted to SGD.

How much can I earn? For example, if you hold S$10,000 in eligible shares for a full month, you will earn approximately S$25 in interest for that month (based on 3% p.a.).

Steady returns, paid monthly: Interest is paid monthly in SGD, credited on the first business day (working day in Singapore) of the following month, and reflected in your transaction history as "Cash Interest – [Month]".

To earn interest each month, you must:

If you do not place a qualifying trade in a given month, no interest will be earned for that month — even if you hold eligible assets throughout. Please note that this promotion is applicable to share trading accounts on IG Markets only.

A qualifying trade is a buy or sell Share or ETF transaction on the IG Markets app, initiated directly by you. The following do not qualify:

Your transaction count is updated in real-time in the app, so you can track your progress toward the monthly requirement at any time.

You can invest across the following markets:

The following do not earn interest:

Set up your account securely using Singpass verification.

Earn interest on your shares: A first for Singapore. Earn 3% p.a. on your shares and ETFs, up to the first S$50,000 in shareholdings.

Access global markets: Invest in shares across US, UK, SG, HK and JP. Additionally, you can invest in US markets with fractional shares from as low as S$1.

Zero fees: $0 commission, platform, and settlement fees* (other fees and charges may apply). Keep more of what you earn.

Please note that all information/promotions are applicable to share trading accounts on IG Markets only.

24/7 support: Get AI-powered support anytime — plus our team is available to assist you during Singapore market hours.

Your money, protected: Client funds are held in segregated trust accounts with local banks, kept separate from our operations.

50+ years of trust: Backed by LSE-listed IG Group with proven financial expertise and institutional-grade security. Operating in Singapore since 2006.

Yes, the total value of eligible shares and ETFs is capped at S$50,000 per user. Any value held above this cap does not earn interest. Only shares and ETFs listed in the US, UK, Singapore, Hong Kong and Japan count toward your interest earnings.

Mutual funds are not Eligible Assets and don't earn interest, regardless of the market in which they are listed or offered.

A qualifying transaction is a buy or sell order for eligible shares or ETFs that you place yourself on the IG Markets app. A minimum of 1 Qualifying Trade per calendar month is required. Trades placed by IG on your behalf (including system-generated trades) or by a third party on your behalf do not count.

The value of your Eligible Assets is captured daily at a fixed time and converted to SGD using prevailing exchange rates. This Daily Closing Value is what your daily interest is calculated on, up to the S$50,000 cap. The interest for a given day is calculated and reflected in your account by 20:00 SGT on the next day.

The 3% p.a. rate is offered at launch and may be adjusted by IG at its discretion. Any changes will be communicated via the IG Markets app, our website, or email notification.

The interest for a given day is calculated and reflected in your account by 20:00 SGT on the next day.

No, there is no minimum sum required.

Your transaction count is updated in real-time in the app, showing your progress toward the minimum 1 Qualifying Trade required each month.

Only Qualifying Trades in Eligible Assets count — that's shares and ETFs bought through the IG Markets app and held in your IG Markets Share Trading Account. Cash balances and shares/ETFs bought through any other platform or channel don't count.

Interest will be paid monthly into your IG Markets account by the 2nd business day of the following month at 20:30 SGT.

If you believe there's an error, contact customer support within 20 business days of the payout date at clients.sg@igmarkets.com. We'll review your account and correct any discrepancies.

The Programme commenced on 1 November 2025 and continues until further notice. IG reserves the right to modify, alter, or discontinue the Programme at any time, at its sole discretion. Any changes will be communicated via the IG Markets app, website, or email.

There are no fees for participating. IG Markets charges no commissions or platform fees^ for eligible trades.

(^Other fees and charges may apply. See IG.com/sg/igmarkets for fees and charges.)

Only Eligible Assets held at the daily valuation time count toward that day's Daily Closing Value. Selling assets before this time on a given day reduces your balance for that day's calculation, which may reduce your overall interest for the month. Selling doesn't affect your eligibility itself, as long as you still meet the minimum 1 Qualifying Trade per month.

No, there is no lock-in period. You can buy, sell, or withdraw your assets at any time, provided you still meet the minimum monthly Qualifying Trade requirement.

No. IG does not lend, pledge, or otherwise use your Eligible Assets for income generation. The interest paid under this Programme is funded solely by IG as a promotional incentive.

1. These terms and conditions (the "Terms") apply to the "IG Markets Interest on Shares" programme (the "Programme"). By participating in the Programme, participants agree to be bound by these Terms. All capitalised but undefined terms herein shall be deemed to have the same meaning given to such terms in your Customer Agreement.

2. For the avoidance of doubt, the IG Markets Interest on Shares Programme is applicable only to eligible IG Markets share trading accounts approved by IG for participation in this Promotion. This Promotion does not apply to CFD accounts, or any other IG Markets account.

3. The Programme is organised by IG Asia Pte Ltd (Co. Reg. No. 200510021K) with its registered address being #27-01 Singapore Land Tower, Singapore 048623 ("IG").

4. Under the Programme, eligible clients will earn a 3% annual interest ("Interest") on the cumulative daily average value of their shares and exchange-traded funds (ETFs) up to the value of S$50,000 held in their IG Markets account.

5. Interest for each month will be credited to the eligible clients' IG Markets share trading account in Singapore dollars (SGD) on the 2nd business day of the following month.

6. The Programme is available to all IG Markets users who meet the eligibility criteria outlined below.

7. The Programme commences on 1 November 2025 and continues until further notice.

8. Any changes will be communicated via the IG Markets app, website or email notification where applicable.

9. To be eligible for the Programme, clients must satisfy all the following criteria:

(a) successfully open an IG Markets share trading account (your "Account") by completing all necessary steps for account opening on the IG Markets app, including passing all required verifications, and the customer account review. The participant will only be deemed to have successfully opened an Account when the participant receives written confirmation from IG that the participant's account has been approved.

(b) execute a minimum of one (1) "Qualifying Trade" within the relevant calendar month;

(c) you must be fully authorised to operate your Account; and

(d) you must comply with all provisions set out in these Terms and must not breach or infringe upon any of them.

10. Participants are strictly not allowed to open multiple Accounts.

11. There is no lock-in period, clients may withdraw or trade their holdings at any time.

12. IG Markets users who meet all of the eligibility criteria outlined in term 9 and meet the relevant monthly Qualifying Trade requirement will earn interest on the "Daily Closing Value" of their "Eligible Asset" for that month.

13. Interest is calculated daily at a 3% per annum rate on the cumulative daily average value of your eligible holdings. The "Daily Closing Value" is captured at a fixed time and converted to SGD using prevailing exchange rates.

14. Interest calculated for a given day is reflected in the "Home" screen within the IG Markets app by 20:00 SGT on the following day. The monthly payout of accumulated interest for the month is separately made in accordance with clause 19.

15. Interest is calculated daily and accumulated over the month. The total accumulated interest for the month is then rounded to the nearest S$0.01. For example, S$30.554 will be rounded down to S$30.55, while S$30.556 will be rounded up to S$30.56. Where the calculated monthly interest amount falls exactly halfway between two cents, it will be rounded to the nearest even cent. For example, S$30.555 will be rounded up to S$30.56, while S$30.565 will be rounded down to S$30.56.

16. The maximum Daily Closing Value eligible for interest is capped at S$50,000 per user. Any holdings that exceed this cap will not accrue any interest.

17. Only shares and exchange-traded funds (ETFs) listed on exchanges in the United States, the United Kingdom, Singapore, Japan and Hong Kong are Eligible Assets. Shares and ETFs listed in any other market will not accrue interest under the Programme. For the avoidance of doubt, mutual funds (including unit trusts) are not Eligible Assets and will not accrue interest under the Programme, regardless of the market in which they are listed or offered.

18. IG determines eligibility of assets at its sole discretion and may modify eligibility at any time.

19. Interest for each month will be paid out by the 2nd business day of the following month at 20:30 SGT.

20. Interest will appear in your transaction history as "Cash interest paid to client - [month]"

21. If you believe an error has occurred in your interest payout, you must notify IG within 20 business days of payout date. Please report any problems to clients.sg@igmarkets.com.

22. IG determines eligibility of assets at its sole discretion and may modify eligibility at any time.

23. IG reserves the right to exclude or adjust any interest payout in cases of suspected abuse, system errors or account irregularities. IG's records and calculations regarding Eligible Assets and interest amounts shall be final and conclusive.

24. IG does not engage in any stock lending, securities borrowing, or rehypothecation activities involving Eligible Assets under this Programme. IG will not use or pledge your securities to generate income or financing for its own account in connection with this Programme. Any interest paid under this Programme is funded solely by IG as a promotional incentive and does not arise from the use or investment of your securities.

25. The interest paid under this Programme is funded solely by IG as a promotional incentive and does not arise from the use or investment of your securities.

26. Payment of interest under this Programme does not constitute a deposit or savings product and is not subject to deposit insurance under the Deposit Insurance and Policy Owners' Protection Schemes Act 2011.

27. IG is the sole arbiter of the Programme, these Terms and any other issues arising under the Programme. IG reserves the right, in its sole discretion, to: (a) preclude any participant from participating in the Programme; and/or (b) alter, amend or terminate the Programme or any aspect of it at any time and without prior notice, either as a whole or in relation to individual participants. If IG makes any changes to these Terms, IG will notify participants by posting the modified terms on the IG Markets app and/or sending an email to the participant's registered IG Markets email address.

28. Unless otherwise stated in these Terms, all dates are determined in accordance with Singapore time.

29. We will not be liable for any losses incurred by you as a result of your trading on the IG Markets app. Trading is a high-risk activity, and it is possible to lose your initial investment.

30. IG's decision on any dispute or situation not covered by these Terms shall be final and binding on all parties. IG reserves the right to refuse to pay out or to credit interest to the participant's IG Markets Share Trading Account if: (a) IG reasonably believes that the Programme is being abused in any way, including but not limited to any form of manipulation of transactions; (b) the terms of the Customer Agreement have been breached; and/or (c) the IG Markets Share Trading Account has been suspended or closed in accordance with the Customer Agreement.

31. If, at any time, all or any part of any provision of these Terms are or become illegal, invalid or unenforceable, the remaining provisions of these Terms shall remain in full force and effect.

32. Each person who participates or attempts to participate in the Programme agrees that IG may disclose personal information in accordance with IG's Privacy Notice and Access Policy.

33. These Terms shall be governed by and construed in accordance with the laws of Singapore and shall by subject to the jurisdiction of the Singaporean courts.

34. In these Terms:

"Account" means an IG Markets share trading account designated by IG as eligible for this Promotion, and excludes any CFD account, or any other IG account.

"Customer Agreement" means the IG Markets customer agreement made between IG and you, governing the basis on which IG provides services to you and the dealings between IG and you.

"Qualifying Trade" refers to a transaction executed on the IG Markets App. To constitute a Qualifying Trade, the transaction must be initiated directly by the participant and not by IG acting on your behalf (including any system-generated trades) or by any third party acting on the participant's behalf.

"Eligible Assets" means shares and exchange-traded funds (ETFs) that are (a) purchased through the IG Markets mobile application; and (b) held in the participant's IG Markets Share Trading Account. For the avoidance of doubt, (i) cash balance in your IG Markets Share Trading Account; (ii) mutual funds; and (iii) shares or ETFs purchased through any other platform or channel are not Eligible Assets.

"Daily Closing Value" means the value of Eligible Assets held in the participant's IG Markets Share Trading Account captured at 08:20 Singapore time and converted to SGD using prevailing exchange rates, up to a maximum of S$50,000. Any Eligible Assets that are sold or transferred out before 08:20 Singapore time are excluded from the Daily Closing Value.