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How long does a bank transfer take to arrive?

How long card and bank transfer top-ups take to arrive in your Huggg wallet - and what to do if funds have not appeared.

Card top-ups

Funds arrive in your wallet immediately. If you cannot see them, refresh the page and they should appear.

If they are still not showing, email support@huggg.me with the date and amount of the transaction and a screenshot or bank statement showing the debit from your account.

Bank transfers

Timing depends on the transfer type:

  • CHAPS / Faster Payments - within 24 hours

  • BACS - up to 5 working days

If the expected time has passed and your wallet has not been topped up, the most common reason is a missing or incorrect HG reference number. This is the unique reference we use to identify your account - without it we cannot match the payment to the right organisation.

Email support@huggg.me with the date, amount and your HG reference number and we will investigate.


Where do I find my HG reference number?

Your HG reference number is shown next to your balance in the left-hand sidebar. It begins with HG-. Always include it as the payment reference when making a bank transfer.

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