To qualify for supplier deferred payment, the following eligibility criteria apply:
Your Company:
Must have subscribed to and activated the HERO Pro plan.
Must have an annual revenue (published for the previous year, N-1) of at least €1 million.
Must provide a balance sheet and income statement dated within the last 18 months.
Must have been in operation for at least 3 years.
Your Suppliers:
Must be located in the EEA or the SEPA zone.
Must be paid in euros (€).
Must be directly linked to your sales or core operations (e.g., goods, materials).
❌ Ineligible suppliers: new suppliers or service providers, such as those for logistics or electricity.
Your Invoices:
Must have a total amount including tax (TTC) between €1,000 and €100,000.
Must be denominated in euros (€).
❌ Ineligible invoices: advance payment or pro forma invoices.
General Conditions:
The total outstanding amount must not exceed €100,000.
In case of disputes with a supplier, the due payments must still be honored.
Open Banking access to all your bank accounts is required.