Hero offers several types of cards:
Debit Card: Your expenses are immediately debited from your account.
Deferred Debit Card: All expenses made from the first to the last day of a given month will be debited on the first day of the following month, helping to ease the cash flow impact of card expenses (coming soon).
Credit Card: Allows you to spread card expenses over 30, 60, or even 90 days (coming soon).