To benefit from deferred payments for your suppliers, your company must meet the following criteria:
✅ Have a validated HERO account
✅ Have an available credit limit greater than €0
The supplier to be paid must:
✅ Be located in the EEA (European Economic Area) or the SEPA zone (Single Euro Payments Area)
✅ Be paid in euros (€)
✅ Be linked to your sales or business operations (goods, raw materials)
❌ Not eligible:
Suppliers you have never worked with before
Your company’s operating expenses (rent, electricity bills, etc.)
Your invoice must:
✅ Be less than 60 days old
✅ Not have been previously paid
✅ Have a minimum total amount of €100 (including VAT)
✅ Be issued in euros (€)
❌ Not eligible invoices:
Advance payment or pro forma invoices
General Conditions:
The total outstanding amount cannot exceed €50,000
Your personal credit limit is displayed in your client space and cannot be exceeded
In case of a dispute with a supplier, payments must still be honored with HERO
Open Banking access to all your professional bank accounts is required, or you must have used your HERO account for at least one month