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How to Deposit Fiat into Your Coinmetro Account Using a Credit or Debit Card

Sophie avatar
Written by Sophie
Updated over a week ago

Coinmetro makes it easy to deposit fiat currencies into your account using a credit or debit card. Whether you’re working with USD, AUD, GBP, or EUR, the process is straightforward and quick. Here’s a simple guide to get you started.

Please note: Credit and Debit Card deposits are currently only available on the Coinmetro mobile app.

✅ Step 1: Verify Your Account

Before you can deposit funds, your account must be fully verified. This is a requirement for all transactions on the platform.

Verification includes:

  • Completing your identity check (submitting personal information and a valid ID document)

  • Submitting your residential address.

Simply log into your account and complete the verification process if you haven't already.

💰 Step 2: Go to the Deposit Section

Once your account is verified, open the Coinmetro mobile app and:

  1. Tap "Deposit" from the Home screen

  2. Choose your fiat currency (USD, EUR, GBP, AUD).

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⚠️ Note: The name on the card must match your Coinmetro account name.

💳 Step 3: Select Your Payment Method

Tap on the “Credit Card" option as your payment method, and you'll be prompted to add a new card if you haven't already. Simply enter your card details and then tap on "Add Card" to continue.

If you've added a card previously, you can either select a saved card or add a new one.

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Note: Coinmetro currently accepts card deposits from Visa or Mastercard only. When entering new card details, you may be asked to provide your billing address (as required by card providers).

✍️ Step 2: Enter Amount & Confirm

  1. Input the amount you wish to deposit

  2. Double-check all details

  3. Tap "Confirm".

🔐 Note: You may be asked to enter a One-Time Password (OTP) from your bank for security.


FAQs

⏱️ How long does it take?

Deposits via Credit/Debit Card are typically instant, though it may take a few minutes to reflect in your account.

💸 What are the deposit limits?

  • Minimum per transaction: 10 EUR/USD/GBP/AUD

  • Maximum per transaction: 5,000 EUR/USD/GBP/AUD

Level

Daily Transaction Limits

Weekly Volume Limits

Levels 0-2

Up to 5/day

5,000 EUR/USD/GBP/AUD

Levels 3-8

Up to 10/day

40,000 EUR/USD/GBP/AUD

💰 What are the fees?

Level

Fee per Transaction

Levels 0-2

1.99%

Levels 3-8

0% (free!)

🎯 Upgrade your Level to unlock fee-free deposits!

❌ Why did my card deposit fail?

Here are some common reasons why your card deposit may have failed:

  • Card isn’t enabled for online/crypto payments

  • Insufficient balance or card spending limits

  • Bank doesn’t support crypto transactions

  • Expired card

  • Bank declined the payment (contact your bank).

💳 Can I use a prepaid or virtual card?

Absolutely! Prepaid and virtual cards are welcome, as long as they’re issued by Visa or Mastercard. Convenience meets flexibility!

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