While you earn points on almost all your daily shopping and experiences, certain transactions are excluded from our rewards program. These usually involve moving money between accounts rather than "spending" it.
1. Financial Services & Products
Investment Platforms: Buying stocks, crypto, or funding brokerage accounts (e.g., DEGIRO, Bux, or Bitvavo).
Savings & Insurance: Payments into savings accounts, bonds, or monthly insurance premiums.
Bank Transfers: Sending money to friends or family (including via PayPal or Tikkie).
2. Cash & "Cash-like" Transactions
ATM Withdrawals: Withdrawing cash from a Geldmaat or any other ATM.
Wallet Top-ups: Adding money to other digital wallets or neo-bank accounts (e.g., Revolut or Wise).
Currency Exchange: Buying foreign currency or travelers' checks.
3. Legal & Government Payments
Fines & Court Fees: Payments to the CJIB (fines), Belastingdienst (taxes), or Gerechtsdeurwaarders (bailiffs).
Gambling: Any spending at online casinos, betting sites, or the lottery.