Yes! Transferring funds between your trading accounts is possible.
Transfers can be made both between trading accounts in the same currency and between accounts in different currencies.
🚩 Transfers between trading accounts in the same currency are free of charge.
🚩 Transfers between trading accounts in different currencies involve a currency conversion fee. Each conversion is subject to the following commission:
0.5% (conversions executed on weekdays)
0.8% (conversions executed on weekends and public holidays)
The fee is charged from the Trading Account from which the transfer is made, at the moment the currency conversion is performed.
The Exchange Rate is based on prices from the Standard offer. The exchange rate is refreshed no more frequently than once per second. If XTB does not quote a currency pair that allows for a direct exchange, the conversion is performed by first converting the amount to USD, and then to the currency of the target Investment Account. Currency exchange is executed at the bid price of the currency rate.
More details about commissions can be found in the Table of Fees and Commissions: https://www.xtb.com/en/account-and-fees.
Transfers between trading accounts are available only in the mobile app. Go to the Portfolio tab and click the “Move” button at the top of the screen.
Select the accounts between which you want to transfer funds, enter the amount, and confirm the transaction.
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🚩 Additionally, please note that the service is carried out exclusively through transfers ordered by the client between their own trading accounts and only in the currencies of those accounts. XTB provides currency exchange services solely when they are related to the provision of another brokerage service. The currency exchange service provided by XTB does not constitute currency exchange office activity. Currency exchange should only be performed for the purpose of executing specific orders, such as purchasing Financial Instruments in a currency different from the funds deposited by the client.