Creating, maintaining, and managing Investment Plans at XTB (whether Ready-Made, Sectoral, or DIY) is completely free of charge.
All basic cost conditions remain unchanged:
🚩 Zero commission on purchases and sales: Investing in ETFs and stocks within plans is exempt from trading commission up to a total monthly account turnover of EUR 100,000.
Exceeding the limit: If your monthly turnover exceeds EUR 100,000, any subsequent buy or sell transaction (opening/closing) will be subject to a standard commission of 0.2% (minimum 10 GBP).
Currency conversion costs: If you purchase stocks or ETFs denominated in a currency other than your account currency (e.g., buying US stocks or ETFs in USD on a GBP account), the system will perform an automatic currency exchange. This transaction is subject to XTB's standard conversion fee of 0.5%.