This covers the main structure of your home. If it was to subside, or be damaged by fire, an escape of water or extreme weather, your buildings insurance policy covers the costs of rebuilding or repairing it. As standard, it also includes:
Fitted fixtures and fittings (if they belong to you).
Domestic outbuildings, private garages, including garages on nearby sites, and car ports that form part of your home.
Fences, gates, hedges, lampposts, railings and walls.
We’ll also cover the cost of suitable temporary alternative accommodation if it’s unsafe to live in your home while we’re repairing it following a claim, up until the work is complete and you can move back in.
For more information, viewing your policy wording and how to make a claim, see here.