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How do I apply for finance through Denplan?

After your consultation, your dentist will create a personalised treatment plan and share it with you via the dental finance platform. This will include the total cost of your treatment.

If your dentist has enabled finance options, you’ll see the option to apply for finance when you log in to view your treatment guide. Simply click on the finance option you're interested in to begin your application.

You’ll be guided through a short online application with our finance partner, DivideBuy, which includes:

  • Entering your personal and financial details (such as income, address, and housing status)

  • Providing your debit card information for the first payment or deposit

  • Reviewing the proposed payment terms and monthly instalments

If eligible, you’ll be redirected to DivideBuy to complete your application and make your first payment.

Once approved, your finance agreement will be confirmed instantly, and your dental practice will be notified so treatment can begin.

Note: Not all patients will be eligible for finance. DivideBuy will assess your application in real time and provide a decision within minutes.

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