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Why My MiniPay Balance Changed Without Any Transactions

If you noticed your MiniPay balance in local currency looks different today than it did yesterday—even though you haven't sent, received, or spent any money—this is completely normal.

💵 How Your Balance Works

Your funds in MiniPay are held as stablecoins (such as cUSD, USDC, or USDT) that are pegged to the US Dollar ($ USD).

💱 Exchange Rate Fluctuations

  • Stablecoin Balance: The amount of stablecoins you hold in your wallet remains exactly the same.

  • Local Currency Display: MiniPay converts your dollar-pegged balance into your local currency for convenience. Because foreign exchange rates update continuously throughout the day, the displayed local currency value can go slightly up or down from one day to the next.

Key Takeaway: Your actual dollar-pegged crypto balance has not changed. Only the local exchange rate conversion fluctuates over time.

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