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About the Virtual USD and EUR Accounts

With MiniPay, you can get unique US (ACH) and European (SEPA) bank details! Use these details to receive payments from international clients or platforms directly into your wallet as digital dollars.

✨ How to Get Your Virtual Account Details

  1. Open MiniPay and tap Deposit.

  2. Select Virtual Account.

  3. Complete the quick ID check to activate your account.

  4. Copy your account details (USD or EUR) and share them with your client, or link them to your freelance platform under "Direct to US Bank" or "SEPA".

Once paid, your money will automatically convert into digital dollars in your MiniPay wallet. You can save them or withdraw them to local mobile money anytime!

⏱️ How Long Do Payments Take?

  • Euros (SEPA): Usually arrives instantly!

  • US Dollars (ACH): Usually takes 1 to 2 business days.

💡 Important Things to Know

  • ID Verification is required: You must complete a quick identity check (KYC) to generate your virtual bank details.

  • Not a traditional bank account: These are verified receiving details provided by our regulated partner, NOAH.

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