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Abu Dhabi [UAE] Travel Rule requirements

Written by Catarina Veloso
Updated over 2 months ago

The Abu Dhabi rules only apply to VASPs with AZ set as their Division or jurisdiction set as AE-AZ.

ADGM Travel Rule requirements are set forth in the Anti-Money Laundering and Sanctions Rules and Guidance (AML) (VER09.211223) ("ADGM Regulations").

CBUAE Travel Rule requirements are set forth in the The United Arab Emirates’ Virtual Assets Travel Rule ("CBUAE Regulations").

Threshold

Amount

Currency

Source

N/A

N/A

N/A

In Guidance note 4 under section 10.3 of the ADGM Regulations, it is clarified that "no de minimis threshold is applied to the size of a relevant wire transfer".

Article 1, paragraphs 10 and 11 of the CBUAE Regulations establish a threshold of AED 3,500 for the obligation to verify information. However, no corresponding threshold is specified for information transmission, so transmission is required regardless of the transaction amount.

Required Originator and Beneficiary information vs Notabene system

Party to the TX

Required information (*)

IVMS field

Required? (**)

Originator

Name

name

Yes

Originator

Designation or number of the account / Wallet or account number

accountNumber

Yes

Originator

Address

geographicAddress

OR

Originator

Number of valid official ID / National identity number or travel document number

nationalIdentification

OR

Originator

Customer number

customerIdentification

OR

Originator

Date and place of birth

dateAndPlaceOfBirth

OR

Beneficiary

Name

name

Yes

Beneficiary

Designation or number of the account / Wallet or account number

accountNumber

Yes

(*) Section 10.3.2 (3) of the ADGM Regulations and Article 1, paragraph 2 of the CBUAE Regulations.

(**) YES = Required ; OR = Alternative fields

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