The Moody’s Analytics system is a widely recognized analytical system used by the financial industry to assess the creditworthiness of companies, governments, and other entities. The system provides investors with an independent assessment of the credit risk associated with various debt securities. Estateguru will submit its loan projects to Moody’s to be assessed according to the Commercial Mortgage Metrics (CMM) model. The assessment takes into consideration the location, value, cash flow and type of the collateral, loan terms (maturity, interest rate etc) and other credit inputs. This credit risk score will then be displayed alongside the project on the Estateguru platform.
More information can be found in the blog article: Moody’s Analytics Assessment System and Categories of Risk: A Brief Guide