If the borrower wants to extend the initial contractual loan period, Estateguru will investigate the reasons and assess the situation accordingly. All extension decisions go through a credit committee and are made in the interests of the investors and the borrowers. If the loan period is to be extended, the borrower will be obliged to pay a fee to cover additional documentation expenses. An extension of up to 3 months is allowed under the existing credit conditions. For an extension from 4 to 24 months, the interest rate will be increased as follows:

· 4-6 months +1%;

· 7-9 months +1%;

· 10-12 months +1%;

· 13-18 months + 1%;

· 19-24 months + 1%.