Owning an investment account via Estateguru is free of charge. Estateguru charges a 3% fee for selling claims via the Secondary Market (the fee is applied to the seller) and a €3 service fee which is calculated and charged every time an investor withdraws funds from the virtual account.

An “inactive account fee” is charged as contractual penalty to users who have deposited funds in their accounts but who have not made any new investments on the Primary or on the Secondary market for the last 12 months. The fee will be applied monthly in case there is a positive balance on the user’s account. If the cash balance is €0 then the fee will not be applied. If the user makes an investment, the account status will be switched to active again.

AUM simply means assets under management, i.e. the active investments you have with Estateguru. The AUM fee is 0.05% of Performing Outstanding Principal, and is charged only from actual returns and when certain conditions are met (see Q&A "When is the AUM fee applicable).

*The AUM fee will only apply to investments made after the 1st of November 2023.

All fees can be found in our price list.