Estateguru will submit its new loan projects to Moody’s to be assessed according to the Commercial Mortgage Metrics (CMM) model.

The assessment takes into consideration the location, value, cash flow and type of the collateral, loan terms (maturity, interest rate, etc), and other credit inputs. This credit risk score will then be displayed alongside the project on the Estateguru platform.

Moody’s Long-Term Credit Risk Scores: Definitions

Moody’s long-term obligation credit risk scores provide an indication of the relative credit risk associated with fixed-income obligations that have an original maturity of one year or more. These scores indicate the potential risk that a financial obligation may not be fulfilled as promised. They take into consideration both the probability of default and the potential financial loss that may be incurred in the event of default.

More about it - https://estateguru.co/blog/moodys-ratings-system/
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